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RefiJet Auto Loans: 2022 Review

Like with all Savings Groups brands, once your auto refinance loan is approved and processed, AUTOPAY works with your previous lienholder to ensure the lease is paid off. RateGenius is best for a prime borrower, meaning someone with a credit score ranging from 640 to 740, but does provide options for people with credit scores as low as 550. However, co-applicants are allowed, which could help boost your chances of being offered better rates.

When you apply for pre-qualification, the company performs a soft credit pull, which doesn’t affect your credit. Once you choose a lending option, the specific lender conducts a hard credit pull. With RefiJet, you can prequalify for loan offers without hlpc finance llc jobs affecting your credit score. Most customers have positive experiences with the company, and RefiJet reviews on Google give the company an average of 4.3 stars. It helps customers pre-qualify for loans, even those with lower credit scores.

RefiJet is an auto loan refinancing company based in Denver, Colorado. The company was founded in 2016 and is accredited by the Better Business Bureau, where it has received an A+ rating. You can transfer your car loan to someone else if the new lender allows it. Loan transfers may come with a transferring and/or merchant fee, and lenders always check that the transferee has good credit and income, to prevent loan defaults.

Key to a transaction company is doing what you say you will. Despite assurances that I had completed all of the paperwork and the issue had been addressed, nothing was done. While there are many reasons that you may want to apply with a co-borrower, one large reason is the fact that it can strengthen your credit with which you are applying. Thus, if you have low credit, it could be to your advantage to apply with a co-borrower. Be employed or have a steady, verifiable source of income. Proof of income, such as recent pay stubs, W-2 or tax returns.

This editorial content is not provided by any financial institution. Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit. Only vehicles that are 10 years old or less can qualify for an auto refinance. Yes, RefiJet auto refinance charges a loan origination fee. You will need an annual income of at least $24,000 to apply for RefiJet Auto Refinance, which is above average for the lenders in our database.

Some of these requirements may be limiting for some consumers, but are standard within the auto refinance industry. During the call, the representative will ask for general information such as an address, contact information, employer details, and annual income. RefiJet’s representative will also ask for the vehicle’s vehicle identification number and odometer mileage. Once this information is provided, RefiJet will look up the vehicle value. RefiJet will also ask for the applicant’s social security number, which is entered into its secure system.